With oil prices dipping in the first half of the year, we investigate what this means for investments. We also discuss how you can ensure you are adequately protected as you near retirement to prevent you having to dip into your retirement savings should an unexpected illness or injury occur. Piers Bolger, Head of Portfolio Management – eQR Securities, provides us with his regular Market Update, looking at performance both at home and globally. Finally, we discuss the elusive worklife balance so many Australians struggle to attain and arm you with five tips to achieving it. Until next time – happy reading.