With investment properties in Australia being hit by falling rental earnings we examine if buying into Australian property is still a good investment. We also discuss how the recent Australian Tax Office (ATO) changes to assessable income rules around SMSF borrowings may impact the tax you pay. Our regular Market Update from Piers Bolger, Head of Research & Strategy at BT Financial Group, looks at the performance of overseas and local markets. Finally, we remind everyone of the importance of having insurance and ask if you and your family can afford not to be protected. Until next time – happy reading.